Tech100 2025 winners drive AI innovation in mortgage and real estate

As nominations for the 2026 Tech100 awards continue to come in, HousingWire is spotlighting last year’s winners to showcase how they’ve continued to innovate and influence the mortgage and real estate industries.

This installment features companies that modernize valuations, transform agent workflows, strengthen mortgage servicing systems and elevate location intelligence.

Here’s how these standout Tech100 honorees have evolved over the past 12 months.

ValueLink Software — advancing appraisal intelligence and automation

ValueLink Software spent 2025 pushing the valuation industry forward with a series of major AI-driven innovations. The company launched Cogent, a new insights engine that gives lenders and appraisal management companies clear visibility into fees, turn times and revision rates while benchmarking performance against industry averages.

It also enhanced its appraisal review capabilities with CrossCheck EDGE, now powered by Photo AI, along with MLS data and advanced text analysis to catch anomalies, issues with comparable properties and potential bias earlier in the review cycle.

Complementing these upgrades, ValueLink introduced an AI-powered order summary tool that surfaces key details and action items instantly, along with a new vendor scoring engine that standardizes appraiser performance evaluations. Together, these advancements have strengthened ValueLink’s influence across valuation operations heading into 2026.

Lofty — expanding its AI platform for 70,000+ agents

Lofty continued its rapid ascent in residential real estate technology, expanding its AI-powered platform to more than 70,000 agents across brokerages like Epique Realty, eXp Realty and The Real Brokerage.

This year, the company earned top industry honors, grew its leadership team with former Zillow executive Andrew Wild, and launched a training-focused podcast, “Talk Lofty to Me.” Product innovation remained at its core, with new releases such as Lofty Bloom, an integrated marketing engine that combines direct mail, digital retargeting and AI follow-up; and Blast by Lofty, which enables fast, targeted lead generation.

Lofty also expanded its suite of AI assistants — including its virtual ISA, AI Copilot and AI Marketer — positioning the platform as a comprehensive operating system for modern agents.

FICS — strengthening mortgage servicing through strategic hosting partnership

Financial Industry Computer Systems (FICS) advanced its mortgage technology footprint by partnering with Wescom Resources Group. This established the credit union service organization as the preferred nationwide hosting provider for FICS’s full suite of solutions — including Mortgage Servicer, Commercial Servicer and Loan Producer, as well as the company’s reporting and document management tools.

The partnership gives lenders and credit unions access to FICS’s systems through a secure, scalable, hosted environment — an increasingly important capability as institutions continue transitioning to modern, cloud-based infrastructure.

Local Logic — scaling location intelligence to 22 million monthly users

Local Logic continued to expand its role in consumer engagement, now powering more than 8,000 real estate websites and reaching more than 22 million monthly users.

The company launched a new Lead Capture solution designed to convert high-intent consumers using personalized insights and location-based intelligence, strengthening lead quality for brokerages and portals.

Local Logic also deepened its industry relationships through new partnerships with Brown Harris Stevens, Final Offer, Oakley Signs, ONE Sotheby’s, Rently, StellarMLS and Windermere Real Estate, reinforcing its position as a critical layer in the home search and discovery experience.

Click here to nominate a company for the 2026 Tech100 awards.