Tech Pulse: Are MLS policies built for the ChatGPT era?

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate.

Here’s what happened this week:

Are MLS policies built for the ChatGPT era?

Zillow‘s integration with ChatGPT has ignited a debate over MLS compliance, with industry leaders examining the implications for data privacy and policy. While some view it as a technological advancement, others question its adherence to existing rules.

Longbridge highlights wholesale reverse tech at NRMLA meeting

Longbridge Financial discussed its newest technology tools and lending products at the National Association of Reverse Mortgage Lenders‘ Annual Meeting to support business partners and senior homeowners. Highlights include the AI-powered Bridget underwriting assistant and the Equity Engine tool for mortgage comparisons. 

AI in title and escrow is a ‘force multiplier’ not a ‘job killer’

Qualia’s State of AI in Title and Escrow 2025 report revealed that 90% of title professionals use AI, with optimism rising 14% in two years. The global AI market is projected to reach $3.7 trillion by 2034, emphasizing its growing importance in the industry.

Homes.com launches AI-powered ‘Smart Search’

Homes.com introduced Smart Search, an AI-powered tool allowing users to find homes using natural language queries instead of traditional filters. The feature supports detailed requests, location-based searches and speech-to-text functionality, aiming to simplify and personalize the home discovery process. 

Real releases embedded lending solution

The Real Brokerage introduced Real Wallet Capital, offering agents same-day access to working capital through its digital platform. This embedded lending technology, a first among residential brokerages, uses agent performance data for credit eligibility and loan amounts, integrating seamlessly with Real’s proprietary software. 

Zillow Rentals launches Listing Spotlight feature

Zillow Rentals launched Listing Spotlight, a feature to enhance exposure for single-family and small multifamily rentals. Available to AppFolio users, it allows property managers to control listing visibility and adapt to shifting leasing needs.

Payload integrates with eXp Realty platforms

eXp Realty partnered with fintech platform Payload to automate payment workflows, enhancing transaction efficiency for agents and consumers in the U.S. and Canada. The integration supports various payment methods and processes nearly 100,000 payments monthly. 

Movement Mortgage completes tech overhaul, rolls out new LOS

Movement Mortgage launched its new loan origination system, MORE LOS, completing a three-year technology overhaul to enhance efficiency and collaboration across its operations.

AI platform aims to tackle homebuilding bottlenecks

Swiftbuild.ai’s SwiftGov platform aims to revolutionize local government permitting by significantly reducing zoning review times and expediting housing development.

Plaid introduces LendScore for real-time credit risk assessment

Plaid‘s LendScore offers a new credit risk model using real-time cash flow data to provide lenders with a comprehensive view of borrowers’ financial situations. This approach aims to improve credit assessments and reduce lender losses by leveraging Plaid’s extensive network.