Lock in with Inman’s ongoing coverage of the Compass-Anywhere merger — from deal details and culture clashes to agent reactions and what it means for the future of real estate.
The objection deadline in the final approval process for commission lawsuit settlements reached by eXp World Holdings and Weichert Realtors in the Hooper commission lawsuit brought out several familiar names for those who have closely followed the commission lawsuit saga.
On Friday, the Gibson home seller commission lawsuit plaintiffs, Don Gibson, Jeremy Keel and Daniel Umpa, filed their objection. In the filing, the Gibson plaintiffs maintain their earlier claims that eXp and Weichert conducted a reverse auction to arrive at their settlement agreements and settlement amounts.
As the Hooper litigation was not as far along as the Gibson suit when settlements were reached, and this was the first suit for the Hooper plaintiffs’ attorneys, they feel that in allegedly conducting a reverse auction with the Hooper plaintiffs, eXp and Weichert engaged in unfair procedures that produced inadequate settlements. Due to this, the Gibson plaintiffs argue that the settlements should be rejected.
The Gibson plaintiffs first brought up their claims of a reverse auction in October 2024, just weeks after eXp announced that it had reached a settlement. These claims were extended to Weichert after it settled with the Hooper plaintiffs in November 2024. In March, Judge Mark H. Cohen of U.S. District Court in Atlanta denied the Gibson plaintiffs’ motion to intervene or move the suit to Missouri, where the Gibson suit and Sitzer/Burnett suits were litigated.
The second objection was filed by James Mullis, a plaintiff in the Batton homebuyer commission lawsuits, on Monday. Mullis has previously objected to and/or appealed the final approval of commission lawsuit settlements reached by the National Association of Realtors (NAR), RE/MAX, Anywhere, and Keller Williams.
In his objection, Mullins takes issue with the language defining released claims, which he feels is too broad.
The settlement defines released claims as “any and all manner of federal and state claims regardless of the cause of action in any way arising from or relating to conduct that was alleged or could have been alleged in the Action arising from or related to any or all of the same factual predicates for the claims alleged in the Action, including but not limited to compensation negotiated, offered, obtained, or paid to brokerages in connection with the sale of any residential home.”
Mullis contends that the broad nature of this definition could be interpreted to release buy-side claims. As he has with the other settlement, Mullis argues that as the Hooper suit was filed by home sellers the claims made in the suit materially differ from those filed in the buy-side commission lawsuits like Batton, and that as such buyer claims should not be released by these settlements.
The filing asks the court to clarify who the released parties are and to create a carve out for buyer claims. Mullis has previously made the same request of other settlements.
Judge Cohen granted preliminary approval to these settlements in late May. A final approval hearing is scheduled for Oct. 28, 2025.
With nominations for HousingWire’s 2025 Tech Trendsetters closing on Sept. 30, we’re continuing to spotlight previous honorees and industry leaders for their insights on tech in 2025.
We asked one simple question: What project are you most excited about right now? Their responses highlight how artificial intelligence (AI), data, modernized infrastructure and tools for mortgage originators are reshaping the industry.
Read on for a snapshot of the initiatives driving innovation across housing tech — and if you know someone leading similar work, nominate them before nominations close.
“We’re developing AI-driven surveys that make building surveys faster and more intuitive, delivering insights in real-time, AI-assisted law comparators that make cross-jurisdiction research faster and more accurate, and a built-in chatbot that lets users ask questions directly of their own policies and procedures. Together, these tools aim to turn static information into an active, accessible resource.” — Chris Hilliard, CEO at Winnow Solutions LLC
“Modernization of legacy apps to cloud native architectures and actually seeing cost savings. Also, focusing on future state data architecture with a common language that will create efficiency and support enterprise AI to be more effective.” — Eric Lyon, senior vice president and single-family business technology officer at Freddie Mac
“Scaling Canva across our Coldwell Banker Realty network. It is without a doubt going to be a major game-changer for recruiting, retention and market share growth.” — Lindsay Listanski, national vice president of marketing at Coldwell Banker
“I’m most excited about advancing Araya to democratize data and insights for lenders of all sizes. By supercharging it with AI, we can make it easier and more powerful for lenders to act on insights, which is a true game-changer for their customer acquisition and retention strategies. Powered by CoreAI assistants, Araya will help originators and lenders with their networking and recruiting objectives, their ability to connect with their customers in a meaningful and timely manner, and their growth strategies by expanding their customer base.” — Praveen Chandramohan, senior vice president of origination growth solutions at Cotality
“We’re using applied AI to create a more context-aware environment for loan officers within LiteSpeed. The goal is to intelligently anticipate what an LO needs at each stage of the origination process, reducing their mental overhead while keeping them as the trusted adviser. This continues our mission of empowering LOs with technology to spend more time building relationships and not using technology to replace trusted originators.” — Scott Falbo, co-founder and chief technology officer at LenderLogix
“I’m really excited about the work we’re doing around smarter pipelines. Giving loan officers a clear, real-time view of their opportunities means they can focus on what matters most — serving clients and growing their business.” — Chris Harrington, co-founder and CEO at Usherpa
Click here to nominate a 2025 Tech Trendsetter before Sept. 30, 2025.
First Coast, founded by Corey Hasting in 2018, brings around 130 agents from Engel & Völkers to the luxury brand operating across the Jacksonville, Florida, metro area.
Instead of hoping new software will transform your company, learn how to build a smart, streamlined tech stack that enhances existing workflows, improves efficiency and drives real growth.
Homeowner Liz Buckman is downsizing from a house in Hendra to a unit closer to the city – but if she can’t get enough from the sale, the retiree will need to deal with her first ever mortgage as an owner-occupier.
“It was my first home,” Ms Buckman said – “it has been for over 20 years … [but] I haven’t really got the health to look after the house anymore.”
“I really can’t afford a mortgage, to be honest. I had to stop work because of long Covid, 15 years early; that’s 15 years of money going into my pension that didn’t happen.”
Retiree Liz Buckman is hoping the money from her house’s sale will help fund her retirement, after long Covid took her out of the workforce. Picture: Lachie Millard
Ms Buckman’s mortgage concerns have come at a time when more than one in five first homebuyers are still going to be paying off a mortgage when they retire, according to new Westpac lending data.
Meanwhile, ABS data from 2021 showed the percentage of homeowners with no mortgage between 55 and 64 years of age had almost halved from levels 20 years prior.
Ms Buckman, a former physiotherapist, moved to Australia in the early 2000s, after living in hospital accommodation with the UK’s National Health Service. After renting for a few years, her savings and inheritance were able to help her afford a home outright, bypassing the stress of a mortgage.
“My mother would insist that [my wages] had to go into a savings account,” Ms Buckman said of her time working as a teenager. “If I ever spent it on books or anything else, she used to be very upset.”
95 Gerler Rd, Hendra, was being sold by Ms Millard to help afford a unit closer to the city without being concerned about a mortgage.
“I think the government is doing a great disservice to young people to not talk about finances in school, to engender a financial understanding in a young age.”
“I’ve talked to nieces and nephews about financial management … they’ve all gone ‘Oh, I didn’t even think to know about it!’”
When Ms Buckman got Covid in 2022, the symptoms were so severe and long-lasting she was forced to retire early – leaving her with a smaller retirement fund and greater medical expenses.
Ms Buckman said extra funds would go towards her medical treatments, allowing her to keep active and healthy in her later years. Picture: Lachie Millard
“It is very costly to be constantly unwell,” she said. “I was in hospital for a month, and even at home I was falling quite a lot.”
“I was completely exhausted.”
“I used to be completely independent, I used to do everything … you can’t do all the things you wanted to, but you’ve just gotta be grateful that life could be worse.”
Ms Buckman’s three bedroom home at 95 Gerler Rd, Hendra, went to auction at 10am September 27 with Place Ascot.
Mortgage concerns are rising across the country, with one in five first homebuyers expected to still pay off a mortgage when they retire.
Agent John Allen said while a mortgage could seem intimidating at the start of your housing journey, many homeowners would pay the high prices off by upgrading and moving along the property ladder.
“Having been a mortgage specialist in the past, I have seen ebbs and flows in the way that people are dealt the blow of interest rates,” he said. “It’s daunting to look at a property and go ‘I’m going to have a 30 year loan’ – but the average home loan lasts for 5 years. People upgrade and move, and each time that gives people a financial benefit.”
“You may be 5 homes deep by the time you retire, and you’ll find you’ll have accrued a property nest egg.”
The post Meet the retirees fighting home mortgage fees today appeared first on realestate.com.au.
The last window has closed for a newly-built home by Brisbane’s coast, with the release of the final land packages in a Victoria Point project.
After 6 land releases and more than 100 sales, Urbex Realty’s land development Arc on the Point has sold outof all its home sites in the bayside area.
The final stage capped the multi-year project with the release of 42 land packages, which received more than 100 inquiries within the first 48 hours of its launch.
Urbex Realty’s land development, Arc on the Point, has sold out after 6 land releases and more than a hundred sales.
42 land packages were released with the final stage of the project, which received dozens upon dozens of inquiries in just the first two days of its launch.
Urbex Realty general manager Craig Covacich said he wasn’t shocked by the quick response to the project, at a time when it’s becoming more difficult to buy in established areas.
“We’re creating the opportunity to build a home within an already developed community,” he said. “You don’t have to wait for anything – it’s there.”
“I think the bayside is just a hidden gem. You are literally minutes to the ocean and school, you have access to public transport within minutes … whether you want to relax on the beach or go out fishing, it’s all within 15 minutes.”
A promotional event was held at the recently-completed park on-site, which all residents of the area will have full and easy access to.
“We’re creating an opportunity to build a home within an already developed community … whether you want to relax on the beach or go out fishing, it’s all within 15 minutes.”
Prices begin at $534,000 and cap out at $680,000, for home sites ranging between 350 sqm and 429 sqm in size.
When accounted for house builds, overall home prices are estimated between $950,000 and $1.1 million. The median property price for a house in the area currently sits at $1.03m, putting the new homes in the area squarely within that range.
Mr Covacich said while some land packages were offered with first home buyers in mind, he’d also seen a rise in investors looking to build property from the ground up.
“If you allow different types of homes, you can start to attract different price points to try to deliver an affordable market,” he said.
The project still has a sizeable wait list in case any purchases drop out, for home sites ranging between 350 sqm and 429 sqm in size.
Prices start at $534,000 and round out at $680,000, and homeowners are expected to spend between $950,000 and $1.1m on their houses overall.
“When we started this project in 2021, we had about 40 per cent first home buyers, 50 per cent subsequent home buyers, and we had about 10 per cent investors. In 2025, the homebuyer makeup … has diminished to about 30 per cent. Investors are about 30 per cent and creeping up, with 40 per cent being subsequent home buyers.”
Residents can be expected to move into homes on the land in around a year, and will join Arc on the Point’s existing homeowners in an area with 25 hectares of green space and parklands.
The post Inside the coastal land project where homes were snatched right up appeared first on realestate.com.au.
Australia is preparing for a nation of homeowners still paying off mortgages in retirement, as people enter the market later and with a smaller deposit needed.
New Westpac data has revealed one in five first-homebuyer loans issued nationally over the past year were to buyers aged over 40.
The data also shows the age of the bank’s average first-home buyer is 34 – up almost two years what it was in 2020.
It shows the trend identified in a 2019 Australian Housing and Urban Research Institute report – where 54 per cent of those aged 55 to 64 were still paying off their mortgage – is continuing.
Westpac senior economist Matthew Hassan.
Westpac senior economist Matthew Hassan said recent first-home buyer incentives, including the expansion of the First Home Guarantee Scheme, would help some people buy sooner but would not substantially reform the market.
“We’re not expecting a big jump in overall borrowing beyond what rate cuts would already deliver,” Mr Hassan said.
“The expanded first home guarantee will make it easier to get a foot in the door by lowering the deposit hurdle, which is fantastic … (but) loan serviceability will remain a challenge for buyers.”
Daniel Gannon – Executive Director of the Retirement Living Council
Retirement Living Council executive director Daniel Gannon said the figures were “alarming”.
“Debt is following us into retirement, and it’s dragging people down,” Mr Gannon said.
“That debt doesn’t just strain the budget — it delays care, ramps up stress, and forces tough decisions about what is prioritised in retirement.”
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Blackfish Finance founder and mortgage broker Leah Busby said the number of people who would still be paying off their mortgage in retirement was extremely concerning.
“It has definitely increased and it’s emerging as a trend, I think more commonly than what people are actually even thinking about because a standard loan term is 30 years, so even someone that’s 40, which is young, is taking out a 30 year loan term which is going to see them to 70 if they don’t concentrate on their numbers,” she said.
“We definitely have a lot of clients that think they’ll just pay it off with their super, but the reality is the downside will be your lifestyle.
Blackfish Finance founder Leah Busby.
“Your super is meant to be your lifestyle so you’re not living on the minimum pension.
“So if clients aren’t thinking about that and they think, ‘oh well I’ll just use my super by the time I’m that age and clear it out to zero’, then you have nothing else to live on.
She said rather than feeling despondent, she encouraged househunters and mortgage holders to talk to a financial adviser to formulate a plan which would enable them to avoid this situation.
“It’s very confronting reviewing this and understanding your numbers, but it will lift a weight once you do have a plan in place.”
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Oaklands Park mortgage holder and aged care digital transformation manager Lynley Clark, 61, owns an investment property with her sister she is using to help pay off her mortgage.
Despite this, she said the fact that she still hasn’t paid her loan off was preventing her from retiring.
“I don’t think I can retire while I’ve got that mortgage hanging over my head,” she said.
“I don’t want to be living on just the pension.
Lynley Clark is one of many South Australians who face the daunting prospect of retiring with a mortgage. Picture: Tim Joy.
“If I have a mortgage when I retire I will have to use my superannuation to pay out my mortgage otherwise I don’t think it would be manageable, and I don’t want to do that.
“I feel stuck.
“But I’m one of the lucky ones. There are others in a much worse situation than I am.
“I’m just thankful that I’ve got really good financial advice on how to pay it off as quickly as possible, and I’d encourage others to seek out that advice too.”
– with Aidan Devine and Elizabeth Tilley.
The post First-home buyer data highlights emerging retirement crisis appeared first on realestate.com.au.
Government shutdowns have repeatedly rippled through the real estate industry over the past three decades, delaying loans, snarling flood insurance and rattling buyer confidence.
A federal shutdown is days away as of Friday — threatening paychecks for hundreds of thousands of workers, freezing key reports like monthly jobs data and placing a layer of uncertainty over real estate transactions.
Lawmakers have until Tuesday to pass a temporary funding bill, but talks are stalled. Republicans are pushing a short-term extension with no add-ons, while Democrats want it to include health care provisions such as extended Obamacare subsidies.
Any plan to avert a shutdown will need bipartisan support to clear the 60-vote threshold in the Senate.
President Donald Trump has also expressed plans for large-scale permanent job losses at federal agencies should a shutdown occur.
Shutdown history
Short, partial shutdowns date back to the 1980s, but the more consequential episodes in recent memory include the 16-day 2013 shutdown and the 35-day 2018-19 lapse.
Both shutdowns illustrated how federal interruptions can stall mortgage closings and regulatory functions critical to property transactions.
“Hopefully it doesn’t happen at all, and the government, who we pay extremely well, gets its act together and actually works together to figure these things out,” Compass Chief Evangelist Leonard Steinberg told HousingWire. “The last thing anyone in America wants is another reason for America to be embarrassed by its government.”
Processing of government-backed loans — including FHA, VA and USDA mortgages — can slow when staff are furloughed or operating in a limited capacity, causing lenders to delay closings or seek alternate financing arrangements.
Flood insurance danger
Lapses in the National Flood Insurance Program (NFIP) have been particularly disruptive in coastal and flood-prone states.
Industry estimates during recent funding fights suggested the NFIP is used in thousands of daily closings — interruptions to the program can force appraisers, title companies and lenders to pause sales that require flood coverage.
“Builders need to be aware that even a short-term disruption to the program will force delays — and in some cases, cancellations — to home sales and multifamily transactions that require federal flood insurance under the NFIP,” the National Association of Home Builders (NAHB) stated during the most recent NFIP funding standoff in March.
The National Hurricane Center says a Caribbean disturbance could develop into Tropical Storm Imelda by the weekend as it nears the Bahamas, raising the chance of U.S. coastal effects.
At the same time, Hurricane Humberto is gaining strength northeast of the Leeward Islands.
“Uncertainty is the curse of all markets,” said Steinberg. “I don’t know if this will be better or worse than past years, but one would hope that both sides have enough of an incentive not to anger their base too much. I don’t know of a single American who would want a shutdown.”
‘Artificial obstacle’
Uncertainty and diminished consumer confidence can slow market activity.
Lawrence Yun, chief economist at the National Association of Realtors (NAR), has repeatedly warned that shutdowns add an extra layer of “unnecessary complication” to the purchase process.
“This is fundamentally an issue of confidence,” Yun said in 2019. “People are concerned about the direction of the economy and the perception of a chaotic environment in Washington. What we’re going through is not helping people make a firm decision for a major expenditure like a home purchase.”
In 2013, Yun criticized that year’s shutdown more bluntly, calling it “an artificial obstacle to the recovery.”
“The big fear will always be the impact of mortgages,” Steinberg said. “That’s because 90% of mortgages do run through Fannie Mae and Freddie Mac. While they aren’t directly impacted by government funding, they are indirectly impacted by IRS approvals and clearances.
“So, there is some impact that can happen in slowing the process down, not stopping it, but slowing it, and the last thing anyone wants is to slow anything in the housing world.”
Varied consequences
Not every impact is uniform. Lenders and agencies have contingency plans that sometimes keep automated systems running even when staff are reduced, and some analysts say brief shutdowns rarely leave a lasting mark on national sales or prices.
After the 2019 lapse, a NAR survey found that while specific deals were delayed or lost, the overall effect on national home-sales statistics was mixed.
Real estate markets with large shares of federal workers or government-dependent economic activity — and coastal regions dependent on NFIP policies — tend to feel shutdown pain faster, according to numerous experts.
Steinberg urged real estate agents and mortgage brokers to be the voice of reason in a sea of chaos.
“We always have to go back to facts and data, as opposed to feelings,” he said. “I can understand that’s a bit nerve-racking. But the reality is, no one knows (what’s going to happen). And often, these things are resolved at the very last minute, at midnight.
“Everyone who’s impacted by this in the mortgage and real estate world is used to negotiation, and often things coming together at the very last minute.”
With the National Flood Insurance Program (NFIP) set to expire Sept. 30, just as hurricane and wildfire seasons collide with the threat of a federal government shutdown, uncertainty is mounting for homeowners, insurers and the housing market.
The NFIP has faced repeated short-term extensions and lapses, including under the Biden administration two years ago. Between 2008 and 2012, Congress extended the program 17 times and allowed it to lapse four times, according to the Congressional Research Service, which published an NFIP lapse insight on Sept. 25.
In past lapses, the FDIC and Federal Reserve issued lender guidance, while FEMA provided direction for its Write-Your-Own program, most recently in December 2024.
I sat down with Jordan Haedtler, a spokesperson for the Insurance Fairness Project, to find out what a lapse could mean, how past shutdowns have shaped disaster relief and why states are increasingly taking resilience into their own hands.
Editor’s note: this interview has been edited for length and clarity.
Sarah Wolak: How do you see states and businesses reacting to the possibility of the NFIP expiring?
Jordan Haedtler: One really unfortunate aspect of our government is that government shutdown negotiations and debt ceiling negotiations that periodically cause the shutdown threats almost always correspond with the end of the fiscal year. And that September 30 deadline that has plagued congressional and White House negotiators for over a decade now also correlates with the moment when disaster season is becoming even more costly.
So we’ve had numerous instances in recent years where the uncertainty for the National Flood Insurance Program and the famous Disaster Relief Fund, which usually needs to be replenished as part of the appropriations process, has come to a head at the same moment when both hurricane season and wildfire season are coming to a peak, and it affected Massachusetts in the fall of 2023 when FEMA’s Disaster Relief Fund was underfunded and areas that experienced extreme flooding that fall wasn’t able to access federal relief quickly, and the Maui wildfires also happened in the midst of government shutdown negotiations, which delayed federal aid after that disaster.
And so states are even, before Trump began dismantling FEMA and NOAA, states were really struggling with this dynamic of our broken disaster relief system, and were beginning to realize that they needed to take steps on their own to bolster their climate resilience, because the federal government has not been fully equipped to respond appropriately to climate disasters for years now, and it’s now being made worse by the Trump administration abandoning its commitment to disaster relief across a score of agencies and programs.
SW: That’s a lot to unpack, given the breadth of what this is affecting. Bringing this issue to HousingWire’s audience, what would the immediate impacts be for homeowners if [NFIP] ends up lapsing in four days?
JH: I would say a shutdown looks likely, although even when there were two shutdowns during Trump’s first term, those weren’t the examples when the Flood Insurance Program experienced a lapse, because Congress usually aligns the Flood Insurance Program alignment with the deadline for the continuing resolution. But in several instances, including during the shutdowns that took place in 2018 and 2019 during Trump’s first term, they actually extended the Flood Insurance Program deadline to not correspond with the continuing resolution (CR), and they could do that again so that there’s not a lapse, even if the government shuts down.
I don’t have any kind of insight into whether they would do that, even if they don’t avoid a shutdown, but that’s the one thing that they could do to avoid a lapse. But, it has lapsed before. And there’s also been shutdowns before, of course. And this would be an example of both hitting at the same time, which would be quite extreme.
And it should also be said that even though there have been lapses before and there have been shutdowns before, there has never been that situation at this September 30 moment. Also, there are some pretty extreme storms materializing in the Atlantic right now, and we don’t even know what else could happen in October on the wildfire front. So this is a very dangerous moment to have both of those things coinciding.
SW: So if this were to happen, does that mean it expires until the next budget is approved?
JH: Presumably that’s what it would mean, since Congress does have the power to make the short-term extension not correlate with the CR like it does normally. Looking at this Congressional Research Service report that outlines the 33 short-term reauthorizations that have taken place since fiscal year 2017, there have been three very brief lapses since that period, but they have never been more than 48 hours. But for the most part, they correspond with when the CR was extended, and so then the term of the authorization was just extended to the next CR deadline.
But I was confused as I looked through this this morning because I had assumed that there had actually been lapses that were as long as some of the lengthier shutdowns from Trump’s first term, but those aren’t listed here. And then, when I looked into it, the reason why is that there were a few exceptions to correlating the CR with the reauthorization extension, and those happened to be when the government shutdowns occurred during Trump’s first term. So that’s why I’m saying that they could, in the next few days, do that again.
SW: Since you work in policy at the state level, could you speak to how insurers are preparing for the lapse?
JH: I think that some of the lengthier and more costly lapses actually occurred in the 2010s. The longest was in the spring of 2010 when the program lapsed for nearly a month, and during that time, there were over 1,400 home sale closings that were canceled or delayed every day, and about 40,000 sales per month. So the real estate implications in some of the special flood hazard areas are pretty significant.
It can affect both the residential and commercial sides. That seems to be the most significant consequence when the Flood Insurance Program lapses is that real estate is essentially frozen in certain flood zones that are required to obtain flood Insurance…there are aspects of the Flood Insurance Program that continue going, like the flood mitigation grant program, but those are already experiencing a lot of uncertainty because of the Trump administration’s moves to cut and undermine FEMA in numerous ways, and so those programs that are the less affected components of the Flood Insurance Program have already been under a lot of stress throughout this year.
So there has to be numerous guidances that are put out by the banking regulatory agencies to help lenders and mortgage borrowers deal with the consequences of even a brief lapse.
SW: We’re four days out from its expiration. What is your best guess of what’s going to happen?
JH: I think there’s always the possibility that they could extend the program out of recognition that there’s no sense in causing this lapse, in addition to all of the costly consequences of a federal shutdown. But I don’t know for sure whether that’s going to happen.
The consequences of a government shutdown are going to be quite profound. Among those consequences is not only the effect on the real estate market in special flood hazard areas, but also the possibility that we could see a significant climate disaster in October. There will be delays in flood insurance contracts being honored, delays in relief, and much higher costs to the federal government once the shutdown negotiations are resolved.
The program not having the borrowing authority to meet its obligations can always be resolved retroactively, but those delays have consequences and raise the total cost once the government is operating again. Unfortunately, there’s no guarantee this will be a quickly resolved shutdown. The longest federal shutdown in history happened during Trump’s first term, so we have some experience with lengthy shutdowns and this particular president. I don’t think we can assume this would just be a week or so.
SW: What does this look like at the state level?
JH: States have been forced to take matters into their own hands. We saw both Hawaii and Massachusetts begin to bolster their climate resilience. New Mexico passed a bill called the Wildfire Prepared Act in its 2025 session. Maine’s major legislative initiative this year was a bill called LD 1, which, among other things, provided state resources for flood mapping.
We’re starting to see states take on functions related to disaster relief, flood mapping, flood risks and climate-resilient infrastructure that they historically relied on the federal government to carry out. That shift is not just a response to the Trump administration requiring states to shoulder more of the disaster relief burden. It’s also a response to a longer-term message from Congress over more than a decade — that the federal government cannot be relied on to provide some of the most important responsibilities in helping communities deal with climate disasters, and that states will have to take matters into their own hands.
JKDS is a licensed New York State real estate brokerage firm. #10351200205